changes to 401k coming
5 Myths About 401(k) Balances Debunked: Data‑Driven Strategies You Need Now
Direct answer: A higher 401(k) balance does not automatically guarantee a secure retirement; you must assess mean vs. median balances, age-specific targets, and tax strategies to avoid common pitfalls. In my ten-year practice advising mid-career professionals, I’ve seen retirees assume that a six-figure account equals safety, only to