financial planning
The Spreadsheet Myth: Why Service‑Sector Start‑ups Bleed Profit and Which Tools Actually Save Money
Do you really believe that a 20-year-old grid of cells can out-think a purpose-built accounting platform? The answer, as the data from 2024 makes painfully clear, is a resounding no. Yet founders persist, clutching Excel like a life-raft while the ocean of hidden costs pulls their margins under. Below is